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Today's Featured Rates

Conventional Fixed Rates
30 Year Fixed Rate
 Rate  APR  
 7.250%  7.375%  
20 Year Fixed Rate
 Rate  APR  
 7.125%  7.286%  
15 Year Fixed Rate
 Rate  APR  
 7.000%  7.158%  
10 Year Fixed Rate
 Rate  APR  
 7.000%  7.221%  
USDA
USDA Rural Development no down payment loan
 Rate  APR  
 7.125%  7.658%  
Federal VA
Federal VA 30 Year Fixed Rate
 Rate  APR  
 7.125%  7.510%  
Federal VA 15 Year Fixed Rate
 Rate  APR  
 6.875%  7.487%  

Tracey Eddy

Vice President

835 W Wisconsin St
Sparta WI 54656
Bank Phone 608-949-9379
cell Phone 608-487-1701
NMLS # 440340
Business Hours: Monday - Friday 8:00am - 5:00pm (available outside of normal office hours via email or cell)

As a Mortgage Lender with Citizens First Bank, I've been assisting homebuyers for over 25 years in achieving the American Dream.  My goal is to provide you the highest level of service with competitive rates. Read more about Tracey

 

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click to submit and I will contact you.
  3. I will follow up on any of your questions.

My goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help.